Question 1

North Carolina FAQ: do I need insurance beyond my license?

Accepted Answer

Yes, whenever a host asks for a certificate. The North Carolina Board of Cosmetic Art Examiners will not send that certificate for you.

Question 2

Limits on the online doors?

Accepted Answer

Eligible paths display $1M / $2M before a binder issues.

Question 3

Solo entry price?

Accepted Answer

Eligible solos often start around $193 a year.

Question 4

Small-shop path?

Accepted Answer

Qualifying shops on Option 2 get $5,000 business property. CoverSmart shows the exact price when you quote online.

Question 5

Nails exception?

Accepted Answer

Nails need a custom quote, whether you work in Charlotte or anywhere else in North Carolina.

Question 6

Human vs AI?

Accepted Answer

Edward is the AI that helps you navigate. Amanda Hill is the licensed human.

Question 7

Premium promises in chat?

Accepted Answer

No promises. Premiums are set in underwriting.

Question 8

Lease exhibit confusion?

Accepted Answer

Include the exhibit page when you send your form, so Stockton-Hill Insurance can see the exact wording.

Question 9

Independent contractor labels?

Accepted Answer

Do not assume a contractor label keeps you on the solo door. Ask first.

Question 10

Official board site?

Accepted Answer

The board's site is https://www.nccosmeticarts.com/.

Question 11

Phone number?

Accepted Answer

Call (704) 594-5635.

Question 12

Leaving a suite?

Accepted Answer

Have your certificates rewritten to take the former Charlotte host off.